Home affordability in the United States is incredible; and it’s important that homebuyers and homesellers keep perspective when looking beneath surface statistics to make informed decisions. Chart A below illustrates the dramatic effect that our record low interest rates are …

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Numbered lists tell us everything from how to lose weight to what not to do when planning a party. Many are fun and frivolous, but few lists are as important as one that tells you what not to do when it comes to your credit score. If you are applying for a loan, obtaining insurance or hoping for a new job or promotion, a good credit history makes a difference.

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