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What You Need to Know about MUDsA Municipal Utility District (MUD) is the political subdivision of the State of Texas authorized by the Texas Water Code (TWC) to provide water, sewage, drainage, and other services within the MUD boundaries. Some communities use them, but many don't. Many swear they'll never live in a community that uses MUD districts without even knowing what benefits they offer. So how do you choose a community and how do these entities effect you? What You Need to Know about MUDs »Community & Separate Property LawsDid you know that Texas is a community property state? Do you know what that means and what affect it has on your assets. If you're married and / or have children you should. Texas inheritance laws are very specific and title companies follow those laws to the 'T' when transferring ownership. If you have any question at all about how your estate will be handled when you're gone, you should contact an attorney, but it the meantime, learn what community properties laws mean to you and your family.Community & Separate Property Laws » Why Do I Need Title Insurance?Any time consumers purchase property, the term Title Insurance inevitably comes up, but most people have no idea what it is or what purpose it serves. You wouldn't drive a car without insurance, or risk your health without health insurance, so why would you risk your stake in the largest investment you'll likely ever make? Our friends over at United Title of Texas give us the skinny on what Title Insurance is, and more importantly, why you need to have it.Why Do I Need Title Insurance? » What Really Matters in an Inspection?Buying a home will be stressful. A home inspection is supposed to give you peace of mind, but often has the opposite effect. You will be asked to absorb a lot of information in a short time. This often includes a written report, checklist, photographs, and what the inspector himself says during the inspection. All this combined with the seller's disclosure and what you notice yourself makes the experience even more overwhelming. What should you do? What is most important when reviewing the inspection report?What Really Matters in an Inspection? » 17 Ways to Cut Home Energy CostsWith energy costs on a continual rise, we're all looking for ways to cut costs. From electricity to power our computers, to gas to power our appliances and fireplaces - energy consumption is expensive, but it's also a necessary part of life. Entire businesses are being created on the basis of providing energy savings to clients; that in an of itself should tell us how much energy we us. Check out our list of 17 Ways to Cut Home Energy Costs.17 Ways to Cut Home Energy Costs » Get a Mortgage in Your PajamasTime used to be that in order to get a home mortgage, you had to hop in the car and head down to your local banker and put together your best deal. These days, you can shop for a home mortgage at home in your pajamas over the telephone and email. While some still long for the close personal relationships with their bankers, most are just too busy to take the time. Here's how you can find a mortgage dressed in pajamas and get a better deal than leaving your home dressed to the nines.Get a Mortgage in Your Pajamas » 
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 If you've been knocking around the idea of selling your home - NOW is the time to do it! The Houston area is seeing a huge shortage of available homes on the market, and that has created a fantastic sellers market.   Interest rates are reaching all time lows and builders are desperate and offering unheard of incentives for new homebuyers. If you're considering
making the jump from renting to buying, we want to talk to you! There are still loan products that can get you into a home with very little or even zero down!   Curious to see what you could qualify to buy? Apply online for loan approval now. It only takes a few minutes, and three local lenders can tell you what you could qualify to buy! 
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Also online - and apparently a lot of you were wanting it, is our archive of back issues. Now available through the link at left, feel free to browse past information and links.
We are still looking for buyers and sellers! If you, or anyone you know is looking to buy, sell, invest, or lease real estate, please have them contact us! We'd love to show them what service in th real estate industry is all about! Remember, when you refer a friend to us you get your choice of $50 gift cards when it closes. Your referral is the greatest compliment I could ever receive!
